ISO

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Insurance Services Office, Inc. (ISO), Public Protection Classification System adopted by Texas in 1998.

This new system determines what residents will pay for the fire protection portion of their homeowners insurance. 

ISO-- Insurance Services Office, Inc. Established a Public Protection Classification system 

Public Protection Classification is the rating an area receives. The best rating is 1 and worst rating is 10.

Areas with mixed urban and rural receive two ratings. Under this new policy Little York  is rated 6.  

The schedule measures the major elements of a fire district or city’s fire suppression system.

The classification is divided into three major sections. These are; the fire department organization

in the area; the water supply in the area; and how fire alarms are received and handled for the community.

 Each section is weighted in the finial summary. Water supplies make up 40% of the available credit.

Fire department operations account for 50% of the credit. Receiving and handling fire alarms accounts

for 10% of the available credit.